Western United Dairymen invites all dairy owners to attend a presentation entitled: "Ten Things You Should Know Before Approaching Your Banker" on Thursday, Sept. 27. Times are very tough, access to capital is difficult.  You may be under water or treading water.  What is the best way to approach your lender?  What do you need to focus on?  Where will the banks be more flexible?  Less flexible?  For those less leveraged, how can you maximize your lending capacity to negotiate higher loan amounts and better rates? These and other issues will be discussed at this "must attend" presentation by Redwood Strategy, a San Francisco based consultancy. Come learn how to take charge! This information will be presented at the WUD office in downtown Modesto on Sept. 27 at 10 a.m. Space is limited so only those who RSVP will be guaranteed a place (first-come first-serve). Please reserve your spot by contacting Annie AcMoody by email This e-mail address is being protected from spambots. You need JavaScript enabled to view it or (209) 527-6453. Aug. 24, 2012 WUD Friday Update